Holiday Shopping

I have a surprisingly small number of people to shop for this season. There's my mom, of course, and Steve. That's pretty much it. My mom and I are going in together on some kind of gift for my grandparents. And sure, I've got some random friends and coworkers to shop for, but that's pretty much it. Making a conscious effort to no longer communicate with selfish, hurtful relatives has not only been good for my self-esteem, but has also been friendly to my checking account. Since I won't be spending insanse amounts of money on people who love to chip away at my self-worth, what should I spend the extra money on?
A.) cruise or other such vacation
B.) downpayment on house
C.) credit cards and student loan reduction